Fixed-Rate Mortgage - Home Ownership - Mortgage Solutions
Fixed-rate mortgages, popular mortgage, offer California borrowers peace of mind that an interest rate will remain the same for the term of a loan. If you expect to live in your home for many years, having the same interest rate may be your key concern. Please fill out the form below so that we may contact you.
If you decide that you like the stable, predictable payments of a fixed-rate loan, you have the option of choosing from a variety of repayment terms: 15, 20, and 30 years are the most common. Typically, the longer the term of the mortgage, the more interest you pay over the life of your loan. However, stretching out your repayment term means your monthly mortgage payments will be less than they would be with a comparable shorter-term mortgage.
Different Mortgage Loan Types
There are many different types of mortgages - make sure you do your homework to pick the one that,s right for you! Below is a list of the most commonly used mortgages and a short description of each. You may also think about allowing one of our many qualified loan professionals to assist you in choosing the right loan.
15-Year Fixed-Rate Mortgage
20-Year Fixed-Rate Mortgage
30-Year Fixed-Rate Mortgage
Adjustable-Rate Mortgage (ARM)
Fixed-Period Adjustable-Rate Mortgages
Home Equity Conversion Mortgage - HECM
Home Improvement Mortgages
Low Down Payment Mortgage
Rural Housing Loan